This role is a part of our Merchant Underwriting & Monitoring team which has the overall responsibility for Qliro's efforts to prevent credit losses associated with our business customers. The team also monitors existing customers on an ongoing basis to swiftly detect and take action on deteriorating businesses. The team sets out guidelines for the work that is performed within the operations department and acts as a first escalation instance for larger and more complex decisions. 

As a Credit Merchant Underwriter within the credit domain, you will perform analyses on new merchant cooperations and support in assessing other counterparty risks Qliro may encounter. You will have the opportunity to take ownership of the problem space and work in a coaching role where you spread your domain knowledge as well as propose improvements to our current processes and guidelines. In this role, you will report directly to the Head of Credit Product.
 
As a Credit Merchant Underwriter you will: 

• Analyze and assess the credit risk on incoming business proposals and present recommendations to the Credit Committee 
• Hold a decision mandate of your own
• Contribute to developing our internal guidelines and procedures  
• Continuously monitor, re-assess, and propose actions for current business exposures  
  
  

Your profile: 

• At least 4+ years of performing corporate financial analysis/credit assessment. 
• Curious, structured, analytical, quality-oriented, eye for details. 
• Good collaboration and communication skills. 
• Without being an expert, you need to be able to consider regulatory, business, and customer perspectives, and to balance those perspectives in your recommendations. 
• Good at exploring and learning how to use new systems without complete instructions. 
• Fairly experienced Excel user. 
• Fluent in Swedish and English 
  
  

Meriting: 

• Previous team leadership experience 
• Previous KYC, AML, and fraud prevention experience 
• Experience from working with businesses in another Nordic country 
  

WOW in everything we do

At Qliro, we embrace curiosity, passion, and collaboration. We believe in the power of flexibility and remote work, balanced with the strength of face-to-face interactions. Join us in creating wow moments, and feel free to be your authentic self. Differences are not just accepted but celebrated at Qliro.